Now offering Financial Coaching, Credit Repair, and Tax Services

Financial Literacy





What is Financial Literacy?

Financial literacy is the ability to understand financial tools and apply them in your everyday life. This helps you achieve different life goals, such as saving for retirement, running a business, owning real-estate, or just having a large cash stock. Financial literacy allows you to understand key financial concepts that in time will allow you to save money while owning assets rather than liabilities.

What is Credit? Why is it important?

Credit is basically the amount of risk a creditor is taking on if they lend you money. Credit is a financial power tool. It can help you obtain the things you want if you use the tool correctly.

Having a good credit score is important to gain the things you want and need out of life. The lower your score the harder it will be to get the credit you need for apartments, cars, mortgages, and even jobs. Financial literacy will help you win at credit.

What You Can Expect

  • Full Financial and Credit consultation
  • Typical Results within 30-45 days
  • Unlimited Disputes
  • Financial Management and Education
  • Full Access to membership area
  • 100% support

Did You Know…

Financial Literacy is not taught in schools and most people are not taught at home. The lack of financial education can lead to poor savings, poor spending choices, bad investment choices. This is not including the mental stress you may feel from not having financial security. We empower you with financial tools that allow you grow while repairing your previous credit mishaps.

Almost 80% of all credit reports contain errors. Most people have no idea what is on their credit report. These errors can can a reduction of lenders qualifying you for credit. We look for and investigate all errors within your report so that you can get the credit you deserve.

We’ve helped Clients:

  • Learn to Budget
  • Understand Assets vs Liabilities
  • Save Money
  • Buy Homes
  • Buy Cars
  • Learn Investments
  • Understand Credit
  • And so much more!

We’ve successfully removed:

  • Late payments
  • Inquires
  • Student loans
  • Charge offs
  • Collections
  • Medical Bills
  • Tax Liens
  • And Many more

What is a credit score?

Your credit score is a numerical analysis that is used to determine your creditworthiness (a number to let lenders know if you would pay back a loan). This data is directly linked to the information contained in your credit report. If there are errors, late payments, evictions, etc. the score will decrease. It’s important to have a good credit score because you can then qualify for loans, a mortgage, a car and so many other things; not to mention the money you will save from not paying higher interest rates.

760 – 850 Excellent

700 – 759 Very Good

660 – 669 Good

620 – 659 Fair

580 – 619 Poor

300 – 579 Very Poor

Packages & Pricing

Financial Coaching
$50 Enrollment Fee
$500/3 month Membership Fee
Dedicated Certified Coach
Discounted Credit Monitoring
24/7 Email and Text Support
One on One sessions
Customized Goal Setting and Achievements
Access to our dedicated Facebook group
Weekly Check-ins
Personalized sessions
3 Bureau Audit Analysis
Monthly Package
$97 Enrollment/Audit Fee
$97 Monthly Fee
Dedicated Support Team Member
24/7 Client Portal access
3 Bureau Audit Analysis
Unlimited Email and Text support
Unlimited Disputes
One on One Financial Education
Access to our dedicated Facebook group
Money Back Guarantee*
Credit Monitoring Services
6 Mth Package
$800 one time Membership Fee
No Other Payments
Dedicated Support Team Member
24/7 Client Portal access
3 Bureau Audit Analysis
Unlimited Email and Text Support
Unlimited Disputes
One on One Financial Education
Access to our dedicated Facebook group
Money Back Guarantee*
Credit Monitoring Services

How We Help


Have you found a great car that you want? Are you looking to buy that perfect home you found? Are you ready to refinance your current loan? Have you found that your credit is preventing you from obtaining the things you want most? We help with that. Some need credit repair, while others find they just need to understand finances. That’s what we’re here for. We walk you through the financial steps to understand finances so you can build wealth while we fix your previous credit mishaps.

Why Our Customers Say We’re The Best


Effective communication involves understanding your needs. We empower you with tools and knowledge to reach your goals.


black magnifying glass beside yellow pencil

We double check everything to be sure that we help our clients to the fullest extent in order to provide quality service second to none.

Personalized Support

Your personalized support representative is dedicated to you and your needs when you need it most.

Need help deciding which package is best? Let’s schedule a consult

Frequently Asked Questions

What Is Coaching?

Financial coaching is the ability to help clients understand finances inside and out. Our certified coaches come up with a customized financial plan to empower you with financial knowledge which allows you to set and meet each of your financial goals.

Is Credit Repair Legal?

Absolutely! Credit repair is legal and our credit knowledge and document processing will help to use the law in your favor. The FCRA (Fair Credit Reporting Act) allows you to dispute items on your credit report. If items are no able to be verified within a certain timeframe (around 30 days) the information must be removed.

What Is Your Guarantee?

You are entitled to 100% refund on all monthly and escrow payments for credit repair if:

  • We have not removed any negative items we have worked on
  • You have allowed us 120 consecutive days (4 consecutive months) to work on your credit from the payment date
  • You have not used a Credit-Consulting agency nor attempted to repair your own credit with in the last 1 year, prior to signing up for our services
  • You have had no new collections or missed payments during the time frame we have been assisting you
  • You have maintained credit monitoring services at all time during the time frame we have been assisting you
  • You agree and have sent updated reports/responses from the credit bureaus and creditors to us within 5 days of receipt of those items.
  • You have made us aware if you have not received any updated credit reports at least once every 30-45 days.
  • It has not been over 6 months since your initial payment

About Us

Starting as a personal coaching business more clients were needing financial coaching and credit repair. Additionally, with the recent worldwide pandemic we have seen an increase in financial insecurities. To help our customers prosper we changed our business structure. We strive to maintain the highest customer service while producing amazing results each and every time.

Get In Touch

  • info@jbutlerfinance.com
  • (800) 793-1248


Monday – Friday 8am – 6pm

Saturday 11am-2pm

More Ways to Connect

Servicing North Carolina, Florida, and New York